Checking
You never know when you’ll need to make a transaction, so Bloom Credit Union give you access to your accounts anywhere, anytime, including:
• Free Bank-By-Phone Service
• Free Online Banking & Bill Pay
• Free MasterCard Debit Card
• Free Mobile Banking
• Free Mobile App (deposit checks, pay bills, find ATMs and see balances with one swipe!)
• 30,000 surcharge-free Co-op Network ATMs
• Helpful notification options via online and mobile banking
• Unlimited check writing
• Access to Zelle, a fast and easy way to send money to friends
• Helpful tools in Online Banking (Money Management and Savvy Money)
• No Bounce Overdraft Protection (a helpful safety net for your Checking Account)
You can also earn cash back for your everyday purchases. Check out the Purchase Rewards program in Bloom Online Banking and the Bloom App.
|
Features
|
Free Checking |
Select Checking w/ Interest |
Optimum Checking |
|---|---|---|---|
| Free bank-by-phone |
Yes |
Yes | Yes |
| Free Online Banking & Bill Pay |
Yes |
Yes | Yes |
| Free Bloom App/Mobile Banking |
Yes |
Yes | Yes |
| Free MasterCard Debit/ATM Card |
Yes |
Yes | Yes |
| 30,000 surcharge-free ATMs |
Yes |
Yes | Yes |
| Unlimited check writing |
Yes |
Yes | Yes |
| Direct Deposit and Zelle option |
Yes |
Yes | Yes |
| Monthly fee |
None |
$5.00 (avoid with $1,000 avg. mo. balance) | $10.00 (avoid w/$10,000 avg. mo. balance) |
| Minimum balance requirement |
None |
None to earn interest | None to earn interest |
| Pays interest |
N.A. |
Yes, tiered rates | Yes, premium tiered rates |
| Money Management and Savvy Money in Online Banking |
Yes |
Yes | Yes |
Switch to your local credit union…we’ll make it easy!
Check Ordering Options
- By Phone: Call anytime, toll-free 1-877-838-5287.
- Online: Click here
Bloom Credit Union's Routing & Transit Number is 272486193.
Current Fee Schedule
Member Rewards Program
Member Rewards Form
Deposit Account Rates
Tap to text
