Direct Deposit

With Direct Deposit, your money will be directly deposited into your account on payday, so you can eliminate those regular trips to cash or deposit your paycheck. Imagine the time you’ll save!

Whether you’re on vacation, sick or traveling out of town on business, your pay will still automatically be deposited and available for your use. It is the safest, most confidential way to get your money into your checking or savings account. Plus, saving money becomes easier since your funds will be in your credit union account instead of your wallet.

Direct Deposit: Paychecks and Pension Checks

Setting up Direct Deposit to your Bloom Credit Union account is easy.  All you need is our routing number (272-486-193) and your account number, which appears in the second set of numbers at the bottom of your checks.  When filling out forms for direct deposit they usually require the 12 digit account number format shown on the bottom of your check.  So remember to add two zeroes (00) to the end of your account number (signifying your savings account or 03 for your checking account), and add enough zeroes to the beginning to make it 12 digits.  For example, an account number of 12345 would be formatted as 000001234500. 

Direct Deposit will be finalized through your employer's human resources department.  Then, you can use your Bloom Credit Union MasterCard Debit Card to make purchases or get cash at 30,000 surcharge-free Co-op Network ATMs. You will still receive a pay stub from your employer and an electronic statement from Bloom that shows your account has been credited.

Bloom Credit Union's Routing and Transit number: 272486193.

Direct Deposit Sign Up Form

Direct Deposit: Social Security

You can set up Direct Deposit for your Social Security check to Bloom Credit Union by simply calling 1-800-772-1213 weekdays from 7:00 am to 7:00 pm. Be sure to have your Social Security number and a personal check or credit union statement handy.

Remote Check Deposit

With the Bloom Credit Union App, you can take a picture of your check and deposit it directly into your Bloom Credit Union account, saving you a trip to the ATM or branch. Our app can be downloaded from the iTunes App Store and the Google Play Store.  Many ATMs also allow you deposit checks.